One of the biggest challenges with change is that it can be overwhelming. There are many reasons why we might be averse to constant change, but when it is just simply too much all at once, we will find ourselves overwhelmed and in this space, our ability to make healthy decisions is seriously hampered. The secret to sustainable, non-overwhelming change is to approach it with the 1% rule. This rule basically recognises that we don’t need […]
How do you measure financial success?
In a recent article from Morningstar, they raised two excellent points about measuring financial success. Like so many of us, Morningstar believes that great investing advice means understanding our hopes, dreams, and ideals to determine what really matters. It doesn’t just focus on the finish line — it focuses on the journey. Great advice can help people reach their goals. But what exactly does this look like? How do we measure financial success and reach our […]
Learning leverages healthy decisions (2/3)
“I am always ready to learn, although I do not always like being taught.” Winston Churchill So often, after about 12-14 years in conventional schooling systems, all we want to do is “get out”! There are exceptional educators out there who take time and energy to nurture not only the minds of their learners but their whole well-being. They’re the ones who take note, take care and take kids seriously. But ultimately, these experiences lightly pepper […]
It’s time to turn up the kindness, to yourself
In a recent blog from Marelisa Fabrega, lawyer and entrepreneur, she spoke of 17 ways to be kinder to yourself! It seems like a lot, but when we think about all the ways and times that we put ourselves down, it’s not that much. There’s a reason why this message of needing to be kinder to ourselves has become so pervasive; it’s because poor mental health has greater awareness than ever before. We are growing in […]
What’s an annuity?
Have you ever heard someone say that you need to make your money work for you? It seems like an impossible achievement for many of us because we immediately think we need a stack of dollar bills to leverage this strategy. And, that’s not entirely incorrect. We do need a large sum invested, but we don’t necessarily need it all at once, and it’s certainly achievable with a long term plan. Here’s a quick overview: Annuities […]
The best place to invest
Somehow, despite all the messages to be kinder to ourselves, we have this predisposition to put ourselves down. Along the line, the early messages of “You can do better” become “You’re not good enough.” We live in an age where the focus is on self. As we scroll through social media, we see countless selfies, all the time hoping to find a like, mention or comment on one of our own posts. Slowly, we begin to […]
Can you change how you feel about money?
Here’s the quick answer: yes! That’s the easy part. The challenge lies in the next question: How do I change how I feel about money? There are plenty of books, blogs, podcasts and short courses on how to change how to manage your money better and change how you budget, spend, save and invest. But many people, despite all these resources, still feel stuck and unable to change how they feel about money. In “Mind over […]
Levels of financial dependence
For as long as we’ve been working with families, young businesses and professional people in Welkom, we’ve always known that a special kind of person grows up here and carries precious legacy with them. This is why we believe that it’s not just about the value of your investments that matter, but the values you invest in. From parents to children, from those who have garnered wisdom to those who are yearning to learn more: the […]
Learning leverages healthy decisions (1/3)
A curriculum doesn’t drive learning; curiosity drives learning. When we consider the learning pattern of those who are outside of schooling systems, it’s curiosity that drives their learning, not the prescribed milestones of an education system. From Google to TED, from books to stories passed down from our elders, learning is more about readiness than reached milestones. When our learning is stifled, forced or limited by a curriculum, we can become frustrated and suppress our yearning […]
Charge what you’re worth
“How much should I be charging my clients?” This is a common question as we work with an increasing number of people setting up their own businesses. In the wake of a radical economic downturn, our creativity and necessity to generate an income spark new business ideas. The entrepreneurial spirit begins to take centre stage in the micro economy, and we have an awesome opportunity to create value for others. And this is how we answer […]