2022 has certainly gotten off to a bumpy start. The changing narrative around inflation becoming more entrenched, and how Jerome Powell and the US Federal Reserve are going to tackle it, is hogging the headlines. Other concerns compounding the uncertainty include the rising tension on the Russian and Ukrainian border and the potential impact that may have on already high energy prices; as well how the Omicron variant plays out. Does this spell the end of […]
Author: tim@timslatter.com
5 ways to keep you and your money warm this winter
It’s a cold world out there this June. As the thermometer temperature drops, the price of fuel and cost of living keep rising… but it’s not all doom and gloom.
Taking an interest in interest rate risk
Education around the basics of wealth creation and preservation is like a good, solid diet packed with healthy food staples, it can help you enjoy healthy finances for years and create a strong foundation for building your future.
A shout out to dads
It’s Father’s Day time, and we would like to honour the men, and the women too, who have been parents to us. Our dads.
… And by ‘Dad’ we don’t necessarily mean our fathers. Ever seen the Omo Father’s Day advert that went viral on YouTube? It showed a little boy reading a Father’s Day card, with all the important things dads do listed in it like providing financially and teaching right from wrong, to his grandmother. She was his ‘Dad’.
The retirement you know will be gone by the time you retire
One of the most important reasons to save throughout our working life remains retirement. It’s shocking how few people afford themselves the ability to live with dignity and independence, without sacrificing a huge drop in standard of living.
How your age affects your savings
Most people have a firm understanding that if you save while you’re young, this will set you on your way to achieving your long-term goals. However, life is what happens when you’re making other plans and, even with the best intentions and a basic financial awareness, planning for your future can easily fall to the bottom of a long to-do list. During your twenties, you may have focused on having fun, then had various pressures in […]
Reading ratios
Financial risk ratios, also known as solvency ratios, are used to determine the long-term financial health of a business by analysing whether a company carries too much debt. And these ratios can come in very handy when looking to invest or review financial situations. The solvency ratio is a key metric that can be used to measure whether a company has sufficient cash flow to meet its long-term commitments. The ratio offers a comprehensive measure of […]
Budgeting tips and tricks for the upcoming tax year
South Africans can expect more changes on the horizon in this upcoming tax year, as the Ministry of Finance attempts to mitigate the financial failings of 2017. After being downgraded to junk status last year, the country is well and truly hanging its head in financial shame, and it is clear that there is a lot of work to do to improve (or simply stabilise) the situation. According to an article published on BusinessTech, the “government […]
Show the love this Valentine’s Day
In recent years, Valentine’s Day has gained the reputation of being a Hallmark holiday that promotes Lindt rather than love. So, before you rush off to the shops to buy a big bunch of flowers or box of chocolates, you may wish to take a moment to reflect on the meaning behind the day and how you can best show your affection. Romance without the rands… The origins of Valentine’s Day remain somewhat mysterious. Its initial […]
How to avoid the retirement crisis
South Africa is currently in the midst of what is widely referred to as a ‘retirement crisis’, which could intensify if the issue isn’t addressed properly soon. After a period of excellent investment returns that have, up until recently, somewhat masked the fact that retirees in living annuities haven’t saved enough, local retirement fund members have now entered a lower-return environment, which will only exacerbate the problem. Only a small percentage of the population is believed […]